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7 Questions to Ask a Potential Contractor

When it comes to renovating your home, be it a kitchen remodel or a bathroom overhaul, you want to be sure you hire the right professional for the job. This is the person you are depending on to tear down your walls and spend your dollars wisely. Avoid a renovation nightmare by researching a few

Moving Up: How to Know When to Upgrade to a Bigger Home

If you have always wanted to live in a bigger home, then you may be wondering when the right time is for you to move. Bigger homes are more expensive and require more maintenance. However, you may be at a point in your life financially where you’re ready for a bigger place. Here are several

Most Popular Backyard Upgrades People Are Making Now

If there is one thing the global pandemic has left us with, it’s the realization that home is where the heart is. Millions of Americans have been on the move in search of more space or amenities. But millions more are seizing the moment to upgrade the homes they live in. Here are five of

The Pros and Cons of Buying a Vacation Home

With the recent rise in remote work, vacation markets all across the country are experiencing a surge in demand that’s driven by buyers who are taking the leap to become second homeowners. If you’re considering purchasing a vacation property, here are a few of the pros and cons to keep in mind. Pros: It’s a

What Happens to My Escrow Account If I Refinance?

All mortgages require a monthly payment. Typically, the monthly payment consists of the principal repayment, prorated property tax, prorated homeowner’s insurance payment and interest. Of these, your taxes and insurance payments are held in a trust account with the lender, called the escrow account. When you refinance a mortgage, existing escrow accounts are usually closed

4 Reasons You Should Get a Mortgage Pre-Approval

If you’re just starting out with the home-buying process, you may want to get a mortgage pre-approval. This is a statement from a lender that informs you of a certain amount you are qualified to borrow, as well as a specific pre-approved interest rate. Not only will this help you, but to sellers and agents

3 Updates to Make Before Moving Into Your New House

Moving into a new home usually isn’t an easy, straightforward task. Sometimes it can even be very stressful. However, after the initial stress of dragging all of your belongings from one house to another, the process becomes easier and can even be quite fun. This being said, there are some things you can do to

Why You Should Check Your Credit Reports on a Regular Basis

Financial institutions request copies of credit reports to help them decide whether to approve loan and credit card applications. Reviewing your credit reports regularly can help you correct any errors and better understand your overall financial situation. Find Inaccurate Data Sometimes the information contained in credit reports is inaccurate or out of date. One person’s data